hey chels don't worry about it...i know what you mean...i'm only using my student loan money right now which i shouldn't. I've been trying to not spend that much because ti's not my own money.

Anyways, Chels i think there's a time limit to when you can redeem you resp. I think after a few years you lose it all...i`m not sure about the time limit but you should really check it out....